See Spec's Customer Journey Security Platform
ABOUT SPEC
We’re reinventing customer security from the ground up.
Led by a team that’s protected some of the most attacked businesses on the planet, we're on a mission to help organizations secure their customer journeys from ever-evolving threats. By creating a real-time defense layer, our platform enables businesses to effortlessly detect and block threats, ensuring they can deliver trusted customer experiences.
Values in Action
At Spec, we lead with compassion, value diversity, and build authentic connections. We hold ourselves accountable, face change with courage, and let curiosity fuel constant learning. United by our mission, we act with focus, passion, and purpose – creating meaningful impact for our customers, colleagues, and communities. Follow for updates.
Powering Protection Together
Spec was founded in San Jose, CA by former eBay colleagues Nate Kharrl and Patrick Chen. We’re a talented mix of onsite and remote teammates, united by a culture of innovation, collaboration, and purpose. Nate’s deep experience in cyber and fraud prevention, combined with Patrick’s expertise in building adaptive technology platforms, shapes how we work: forward-thinking, curious, and committed to protecting customer journeys from fraud and bots, wherever they try to hide. Read more about our platform.
Driving the Future with Mastercard
We’re proud to be among just five startups hand‑picked for Mastercard’s first-ever Start Path Security Solutions track: a global program amplifying innovation in cybersecurity, fraud prevention, digital identity, and payment resilience. Backed by Mastercard’s network and expertise, this milestone supercharges our mission to deliver real-time behavioral intelligence and journey-level clarity at scale. Learn more.
“Siloed point solutions for fraud and bots — even best in class — fail to see the full picture needed to protect today’s digital businesses. Securing customer journeys requires a new approach — one that recognizes modern attackers don’t operate neatly within a business’s organizational boundaries and are often in more control of customer data than customers themselves.
Spec gives fraud and security teams the insights to stop sophisticated threats and deliver trusted experiences at scale.”
Co-Founder & CEO
Meet our Leadership Team
Building innovative solutions that protect customer journeys from fraud and bad bots.
Frequently Asked Questions
Spec is the AI-resistant fraud prevention platform that protects the world’s largest consumer brands.